Aareal Bank Boosts Operating Profit by 21% in H1 2025

Aareal Bank AG reported a 21% increase in adjusted operating profit for the first half of 2025, reaching €223 million. Despite recent market volatility, the bank's new business activity surged, contributing to this robust performance. Loan impairment charges decreased by a third to €116 million, while administrative expenses fell by 8%, resulting in an improved cost/income ratio.

CEO Dr. Christian Ricken highlighted the progress of the Aareal Ambition strategy, noting rapid implementation in areas like data centers and centralizing IT operations. Though net interest income declined due to lower interest rates, strong margins and expanded lending volume kept the figures stable.

The bank's capital and liquidity ratios remained strong, bolstered by improved funding activities. Aareal Bank is on track with its strategic objectives, maintaining a healthy outlook for the remainder of 2025.